Tag: Savings

How Millennials Could Make the Fed’s Job Harder

WASHINGTON — “They say millennials are lazy,” billboards plastered across 15 major cities declared last summer. “Retire early and prove them right.” That sentiment, reflected in ads for the investment manager Prudential, is the stuff of a 30-year-old’s fantasy — and the Federal Reserve’s nightmare. A young generation of aggressive savers could leave central bankers […]

Read More

The Young Person’s Guide to Investing

Investing doesn’t have to be that complicated. But when you’re just starting out, it can be hard to knock it off your to-do list because you have so many competing demands — a budding career, rent and student debt, to name just a few. You also need at least some basic knowledge, which probably wasn’t […]

Read More

3 Simple Things You Can Do Today to Improve Your Finances

Welcome to the Smarter Living newsletter! Every Monday, S.L. editor Tim Herrera emails readers with tips and advice for living a better, more fulfilling life. Sign up here to get it in your inbox. No, I’m not going to tell you to skip tomorrow’s latte (or whatever minuscule semiregular purchase you make). Sure, you’re welcome […]

Read More

I Have $24 in My Savings Account. Can Microsavings Make Me a Better Saver?

I’m 24 years old and currently have $24 in my savings account. My lack of savings isn’t unique. Young adults face a host of economic foes that stop them from saving. We’re hit with everything from the ever-increasing cost of living to medical bills to student loans to trying to actually have a life, all […]

Read More

Does Personal Finance Still Work in Our Changing Economy?

Don’t buy a car you can’t afford. Save 10 percent of your income for retirement. And, for crying out loud, stop throwing away money on lattes. We’ve heard it all before. Traditional personal finance advice is often tossed around in blanket statements. While the advice is sound in theory, the way we actually deal with […]

Read More

How to break down TV streaming services to make sure you aren’t paying too much

Streaming video services like Netflix and Hulu are all the rage these days, especially for cord cutters. Many people who still subscribe to cable also pay for at least one streaming service. But how do you know which ones provide the content you want, and how much do you have to pay to get it? […]

Read More