Tag: Content Type: Service

Looking for a Lower Credit Card Interest Rate? Good Luck.

Credit card debt is rising, and shopping for a card with a lower interest rate can help you save money. But the challenge is finding one. Smaller banks and credit unions typically charge significantly lower interest rates on credit cards than the largest banks do — even among customers with top-notch credit, the Consumer Financial […]

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The Loophole for Grandparents in the New FAFSA Rules

It is a miserable year to be applying for financial aid. Millions of families probably won’t get a final price tag for college until at least April, because of a series of Education Department delays in rolling out the new FAFSA financial aid form. Students with parents who do not have a Social Security number […]

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A Mortgage After 65: A ‘No Brainer’ or a Big Risk?

Conventional wisdom dictates that retiring with debt — especially a debt as large and significant as a mortgage — is financially dicey at best and potentially ruinous at worst. That’s not how Brian Lindmeier sees it. “It just doesn’t make any sense at all to pay off the house,” he said. Mr. Lindmeier, 80, a […]

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The $50K Scam: F.T.C., C.I.A. and Amazon Weigh In on NY Magazine’s Charlotte Cowles

When New York magazine’s finance advice columnist dropped an article that went viral on Thursday about falling victim to a $50,000 scam, my heart skipped a beat. My own financial planner had gone to jail years ago, which I’d chronicled in a few columns. Nearly all of us are vulnerable to scams, at least sometimes. […]

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International Print Fair Returns to the Park Avenue Armory

Few art fairs feature Gerhard Richter rubbing shoulders with Titian. But the International Fine Print Dealers Association Print Fair, which opens on Thursday with a preview and runs through the weekend, regularly makes neighbors of the old and the new, while providing opportunities for emerging artists and emerging collectors, with some works on offer for […]

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How to Make Chocolate-Covered Strawberries

Remember the last time you bit into a chocolate-covered strawberry? If the shell snapped audibly, pooling on your tongue as it melted, then chances are that chocolate was tempered. Tempering, essentially melting and cooling chocolate, is why that thin shell of chocolate yielding to a juicy berry cracks with such a crisp, satisfying sharpness. No […]

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New to Football? Here’s What to Know About the Super Bowl.

Hey, can I ask you something? Just between you and me? Yeah, shoot. I … don’t really understand this Super Bowl thing. You don’t understand the Super Bowl? The ubiquitous event that dwarfs every other American entertainment option? The seasonal culmination of a sport woven deep within the rich tapestry of a mighty country? Shhh! […]

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Read Your Way Through Lagos

Read Your Way Around the World is a series exploring the globe through books. Lagos is an experience of a lifetime. The city will enchant and wreck you. The bedlam. The 15-minute journeys that stretch to five hours because of traffic jams. The multitudes everywhere you turn, each individual fizzing with hope and energy and […]

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Grammys 2024: How to Watch, Time and Streaming

The 66th annual Grammy Awards, taking place on Sunday at the Crypto.com Arena in Los Angeles, is poised to be a big night for young women. SZA is the top nominee, with nine nods for her album “SOS,” which topped the Billboard 200 for 10 straight weeks. Taylor Swift, who rocked the entertainment world with […]

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How to Quit Your Smartphone

Last May, Fabuwood, a kitchen cabinet manufacturer in Newark, instituted a new company policy: No phones allowed during meetings. To enforce it, the company installed “device shelves” outside each of its six glass-walled conference rooms. On a recent Wednesday morning, there were animated meetings in three of the conference rooms, and the shelves outside were […]

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The Markets Want Rate Cuts but The Fed Is Taking Its Time

U.S. economic reports have been sparkling. The economy appears to be booming, the labor market looks strong and inflation seems to be on the decline. Yet this seemingly propitious combination has locked the Federal Reserve into inaction. At its policymaking meeting this week, the Fed decided to do precisely nothing. It held the main policy […]

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Why Cholesterol Is Important For Health and How To Lower It

While 86 million adults in the United States have high cholesterol levels, one third of Americans say they haven’t had their numbers checked in the last five years. Getting your cholesterol tested — and under control — is critical to preventing heart disease and other serious health problems. But figuring out when to test and […]

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Machu Picchu Access Blocked by Peruvian Protesters Over New Ticket System

Hundreds of tourists were stranded near Machu Picchu, Peru’s most-visited site, over the weekend after demonstrators blocked railway and bus routes to the site and shut down local shops and restaurants in Aguas Calientes, the gateway to Machu Picchu, in the country’s Cuzco region. Some visitors posted videos on social media pleading for help. The […]

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Plush, Perfumed Pepperpot

Good morning. Time was, a goodly part of my correspondence was with readers annoyed with me or with The New York Times for publishing recipes calling for ingredients unavailable to them, either for reasons of geography or because they didn’t wish to stray beyond the aisles of their local supermarket. Online shopping and better supermarkets […]

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More Tenants Can Now Add Rent Payments to Their Credit Score

About a third of American households rent, yet in most cases their credit score doesn’t reflect their on-time payments. That’s beginning to change. Renters can increasingly choose to have their timely monthly payments reported to the credit bureaus, with the goal of improving their credit profile to qualify for loans. A bevy of third-party services […]

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How to Know if You’re Scheduled on a Boeing 737 Max 9, and What Your Options Are

After a portion of an Alaska Airlines Boeing 737 Max 9 jetliner’s fuselage blew out in midair minutes after taking off from Portland, Ore., on Jan. 5, the Federal Aviation Administration grounded about 170 Max 9 planes, causing airlines that rely heavily on the aircraft to cancel thousands of flights and inconveniencing many passengers. On […]

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For Long-Term Stock Investors, This Market Peak Won’t Matter

If you’ve been in the stock market for a while, congratulations. Now that the market has reached a new peak, you’ve probably made some money. And if the news of a new market peak is enticing you to dip a toe back into the stock market — or perhaps drawing you in for the first […]

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Keeping a Midlife Crisis From Wrecking Your Retirement Plan

The midlife crisis is easy to poke fun at — especially if it’s someone else’s. The stereotype, as portrayed in movies and on TV, is familiar: A middle-aged man has a meltdown upon turning 40 and ditches his wife for a younger woman and a sports car. Or maybe just the car. In real life, […]

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Even if They Didn’t Apply, Some Students Get College Admission Offers

Some high school seniors have already received offers of admission to college for the next academic year — even though they didn’t formally apply. Under so-called direct admissions programs increasingly being tried by states, colleges and third-party services, seniors who meet minimum academic qualifications are receiving unsolicited notifications of admission. Once they are identified as […]

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Bitcoin Funds Are Here. But You Probably Don’t Need Them.

Exchange-traded funds come in many shapes and sizes. Some are plain vanilla, diversified index funds that let you invest in the entire stock and bond markets, and are excellent core holdings for the great majority of people. Then there are the quirky, narrowly focused E.T.F.s like the Inverse Cramer Tracker, which enables you to bet […]

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Bitcoin E.T.F.s Come With Risks. Here’s What You Should Know.

Nearly a dozen new investments funds that hold Bitcoin began trading last week, making it easier for anyone with a basic brokerage account to buy a slice of the digital currency. Several established financial institutions, including Fidelity and BlackRock, have coalesced around Bitcoin because it is the world’s first and largest cryptocurrency. But Bitcoin remains […]

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